A Reverse mortgage is the only financial tool available that allows homeowners to remain in the comfort of their own home, gain access to a substantial amount of money, tax free and not have to endure the added stress of a monthly mortgage payment. 

As people age, many unexpected expenses can arise such as medical bills,prescription drugs, home repairs and the need for long term care. Additionally, when a spouse passes, one of the Social Security checks goes away. When a savings and retirement account runs low and life insurance is no longer available, a reverse mortgage eliminates your monthly mortgage payment and increases monthly cash flow, giving you a greater sense of financial security.

Seniors are living longer, and running out of money. Clients should think of a reverse mortgage as a financial planning tool. Have a plan in place,be ready! Do not wait for a crisis. You do not have to have a mortgage.