With 10,000 baby boomers aging in to Medicare every day, it is common to find family members suddenly serving as caregivers. There are many aspects to caring for a loved one: housing, medical care, personal care, and more. Often, our families are unprepared for the special challenges that come about when we live longer lives. Below is a list of the types of a senior care services that are available in the comfort of your own home.
Custodial Care: Did you know that there is no coverage for help in your home as you get older? Custodial care includes daily tasks like cooking, cleaning, taking out trash, grocery shopping, etc. These services are not covered by Medicare & must be paid out of pocket unless a long term care policy is in place. You may apply for state provider hours but guidelines are very strict. There are several agencies that provide help in your home allowing you to remain independent. Ask how often the supervisors visits, if they conduct background checks and if there have been any complaints about your caregiver.
Home Health Care: If you needed a daily shot would you know how to do it? If you needed physical therapy, could you find a ride three times a week? Home health is specifically for medical care that can be provided at home. Home health care can even be done at a family member’s home or an assisted living/ boarding home. Once you receive doctor orders for home health care, most insurances will provide coverage—Medicare covers 100% with no copay.
Hospice care: If you have a terminal illness & are experiencing multiple hospital visits, falls, or losing weight you should ask your doctor if hospice is right for you & your family. Hospice care is provided at home, in an assisted living, or a nursing home. A terminal diagnosis is required & common diagnoses include Cancer, COPD, Chronic Heart Failure & Alzheimer’s. Hospice offers a team approach to your care and may include a social worker, chaplain, aide & a medical director.
When you find yourself needing one or any of these types of care, consider using an agency that can provide all of the services. The seamless transition of care will ultimately help you and your loved one as they move through the different levels of care.
Editor’s Note: Special thanks to Allison Smoot of All County Home Care & Hospice. For questions, call 1-888-211-3445.